About Us
A focused approach to overage fund recovery.
Horizon Recovery LLC helps former property owners identify and recover surplus funds from foreclosure sales — money that legally belongs to them but often goes unnoticed and unclaimed.
“We work entirely on contingency. Our interest and yours are exactly aligned — we only succeed when you do.”
The Mission
When a property is sold through a foreclosure for more than the amount owed, the surplus belongs to the former owner. Most people never learn this happened. There is no legal requirement to notify you. Depending on the type of foreclosure and jurisdiction, these funds may be held by a county, court, trustee, or other entity — often until the statutory window closes and the money is forfeited permanently.
Our role is straightforward: identify whether surplus funds exist, verify the claim, prepare all filings, and recover those funds on your behalf. We take on all the complexity — and all the risk. If we don't recover, you owe nothing.
Integrity First
Our Capabilities
Legal Research & Filing
We understand the statutes and procedures that govern foreclosure surplus claims, including documentation requirements at each stage. We prepare and submit all petitions, manage follow-ups, and navigate the administrative process start to finish.
Research & Investigation
We research property records, foreclosure filings, and public records to identify surplus funds and verify ownership. Our investigation confirms whether a valid claim exists before any action is taken on your behalf.
Absolute Transparency
We operate on a pure contingency basis — no upfront costs, no hidden fees. If we don't recover your funds, you owe us nothing. Throughout the process, we keep you informed at each stage. You'll know exactly where your case stands and what happens next.
100%
Contingency Based
$0
Upfront Cost
The Protocol
Our Recovery Lifecycle
Discovery
Asset Auditing
Verification
Due Diligence
Legal Filing
Court Submission
Recovery
Fund Disbursement
Ready to reclaim what is yours?
No cost. No obligation.
If surplus funds exist for your former property, we'll find them. There's no cost to get started and no fee unless we recover.
Initiate Your Audit